Hello All – We are still fighting winter here, but we did manage to get out and enjoy a bit of time together for not a whole lot of money. Sometimes, money saving is a need and sometimes it is a want. It’s definitely important to understand the difference, but either way, it feels pretty Read More
Category: Personal Finance
Buy Now Pay Later:Story of Debt
Children are taught, from the youngest age, to build their credit. Rather than teaching money management, they are taught how to join the world of debt. Have you ever heard, “you have to build your credit”? Emerging adults are told to get credit so you build your credit. Hmm, sounds like a life of debt! Read More
When to Start Saving Money
This post seems like a no brainier but unfortunately, most people do not look at ways to save money when times are good. They also fail to have a simple budget. If paychecks are up and income seems to be never ending, the urge to save money decreases. This brings up the question, when is Read More
Simple Budget for the Average Person
Do you always run out of money before your bills are paid? Maybe, it is time to get organized. Where to Start Start by listing all of the monthly bills in a notebook and start with the first month. List the name, payment, and due dates for each company. Then, at the bottom, total them Read More